We all need help managing our finances from time-to-time. If you, or someone you know, are experiencing difficulties, there are lots of ways you can seek help and advice.
There are different types of benefits available to families and carers as well as disability benefits, tax credits, job seekers and low income benefits to name just a few.
Some benefits are capped and some benefits are now paid as Universal Credit.
For further information on a range of welfare benefits please visit gov.uk.
The entitledto benefits calculator is a helpful tool for seeing whether you can claim any benefits.
Or contact us by signing in to the Resident Area to make an enquiry and we'll contact you to discuss your options.
Budgeting and debt
There are lots of companies out there who can offer support surrounding budgeting and debt. Click here to find out more.
These specialist agencies can also provide help with managing your debt:
Great Places provides home insurance cover for as little as £2 per week via a range of payment options. You can:
- Make an annual payment by cheque
- Pay monthly using Direct Debit or swipe card. For more information or to apply online click here.
Banking and loans
Great Places works with the Royal Bank of Scotland (RBS) to help residents set up current accounts.
You'll need to take proof of your identity and a copy of your tenancy agreement to your local Bank of Scotland branch to get set up.
Need a loan? Credit Unions can be a good source of affordable and local lending. They also offer current accounts. You can usually apply for these, even if you have had money problems in the past. Find a local Credit Union in your area.
Visit Energy Angels to find the cheapest gas and electricity deals for your home, or, if you live in Greater Manchester, visit Big Clean Switch to compare clean electricity tariffs. You can also visit our home heating and environmental advice pages.
You can also request a free visit from the impartial price comparison company Energylinx.
You can apply for a grant to cover current charges and any arrears — visit United Utilities Trust Fund.
United Utilities also run a scheme called WaterSure that gives help to customers who use large amounts of water for essential purposes.
Yorkshire Water Community Trust helps customers who are in genuine need and/or arrears. Visit Yorkshirewater.com to see if you might be eligible for this support.
Severn Trent could help you save money on your water bills. Find out more and check if you might be eligible for support.